Ending TRICARE Young Adult Coverage

Your coverage may end for a number of reasons, both voluntary or involuntary.

Voluntarily End Coverage

You may choose to end your coverage at any time. To end your coverage, download, complete, and mail the TRICARE Young Adult Application for your region to your regional contractor or US Family Health Plan provider (if applicable). The addresses are found on the form:

A one-year purchase lockout will apply, which means you won't be able to purchase TYA coverage again for up to one year.

Failure To Pay Monthly Premiums

Premium payments are due no later than the last day of the month for the next month's coverage. Failure to pay total premium amounts due and any insufficient fund fees owed will cause your coverage to end and a 12-month purchase lockout will apply.

Change in Status

Your sponsor should keep all information updated in the Defense Enrollment Eligibility Reporting System whenever there's a change in family or military status. TYA coverage ends when any of the following occurs:

  • You reach age 26.
  • You get married.
  • You become eligible for an employer-sponsored health plan. (Note: The purchase lockout won't apply in this scenario.)
  • You gain other TRICARE coverage.
  • You lose eligibility because your sponsor ends TRICARE coverage or loses eligibility for TRICARE.

I no longer qualify for a TRICARE Young Adult plan or any other TRICARE plan. Can I buy Continued Health Care Benefit Program coverage?

Continued Health Care Benefit Program

When you are no longer eligible for TYA, you may qualify to purchase CHCBP coverage.

You don't qualify for the CHCBP if you're locked out of TYA due to non-payment or voluntary termination.

You aren't required to purchase CHCBP. Instead, you may use employer-sponsored health insurance, Medicaid, or any other plan offered through the Health Insurance Marketplace.

Last Updated 4/11/2025