Health Plan Costs

Below is a general overview of costs and fees for TRICARE health plans. See pharmacy costs.

Your costs are based on your health plan, your beneficiary category, and your beneficiary group.

Group A Your ’s initial enlistment or appointment began before Jan. 1, 2018.

Group B Your sponsor’s initial enlistment or appointment began on or after Jan. 1, 2018.

The costs below are for calendar year 2027, unless noted. See 2026 costs and 2025 costs.

  • TRICARE Prime includes TRICARE Prime, TRICARE Prime Remote, TRICARE Prime Overseas, TRICARE Prime Remote Overseas, the Uniformed Services Family Health Plan, and the TRICARE Prime Demo.
  • TRICARE Select includes TRICARE Select and TRICARE Select Overseas.

TRICARE Prime & TRICARE Select

Costs for active duty family members and transitional survivors

  • Active duty service members don’t have out-of-pocket costs.
  • “Network” means a provider in the TRICARE network. “Non-network” means a TRICARE-authorized provider not in the TRICARE network.
  • Cost-shares are percentages of the TRICARE maximum-allowable charge after the annual deductible is met.
Cost Type TRICARE Prime — Group A TRICARE Select — Group A
Enrollment fee (annual) $0 $0
Deductible (annual) $0 Pay grades E-1 through E-4:
$50 per individual
$100 per family

Pay grades E-5 and above:
$150 per individual
$300 per family
Catastrophic cap (annual) $1,000 per family $1,000 per family
Preventive care Network: $0
Non-network: Point-of-service fees
Network or non-network: $0
Outpatient visit — primary care Network: $0
Non-network: Point-of-service fees
Network: $30
Non-network: 20%
Outpatient visit — specialty care Network: $0
Non-network: Point-of-service fees
Network: $39
Non-network: 20%
Urgent care Network provider or TRICARE-authorized urgent care center: $0
Any other urgent care provider: Point-of-service fees
Network: $30
Non-network: 20%
Emergency visit Network or non-network: $0
Network: $107
Non-network: 20%
Laboratory and X-ray services Network: $0
Non-network: Point-of-service fees
Network: $0
Non-network: 20%
Ambulatory surgery Network: $0
Non-network: Point-of-service fees
Network or non-network: $25
Ambulance Network or non-network: $0
Outpatient (ground): Network: $86; Non-network: 20%
Outpatient (air): 20% (network or non-network)
Inpatient: 20%
Mental health — inpatient admission Network: $0
Non-network: Point-of-service fees
Network or non-network: $25.45 per day
Mental health (outpatient care/partial hospitalization) — specialty care Network: $0
Non-network: Point-of-service fees
Network: $39
Non-network: 20%
Mental health — residential treatment center Network: $0
Non-network: Point-of-service fees
Network or non-network: $25.45 per day
Durable medical equipment Network: $0
Non-network: Point-of-service fees
Network: 15%
Non-network: 20%
Home healthcare Network or non-network: $0 Network or non-network: $0
Hospice care Network or non-network: $0 Network or non-network: $0
Hospitalization (inpatient admission) Network: $0
Non-network: Point-of-service fees
Network or non-network: $25.45 per day
Maternity — hospital delivery Network: $0
Non-network: Point-of-service fees
Network or non-network: $25.45 per day
Maternity — birthing center delivery Network: $0
Non-network: Point-of-service fees
Network or non-network: $25
Maternity — delivery at home (primary care) Network: $0
Non-network: Point-of-service fees
Network: $30
Non-network: 20%
Maternity — delivery at home (specialty care) Network: $0
Non-network: Point-of-service fees
Network: $39
Non-network: 20%
Inpatient skilled nursing facility/rehab facility Network: $0
Non-network: Point-of-service fees
Network or non-network: $25.45 per day

Last Updated 11/5/2026