TRICARE Reserve Select®

TRICARE Reserve Select is:

• A premium-based plan
• Available worldwide
• For qualified Selected Reserve members and their family members

Who Can Participate

Members of the Selected Reserve and their family members who meet the following qualifications:

• Not on active duty orders for more than 30 days
• Not covered under the Transitional Assistance Management Program
• Not eligible for or enrolled in the Federal Employees Health Benefits Program.
  • If your spouse is a member of the Selected Reserve and qualifies to purchase TRS coverage (not eligible for, or enrolled in, FEHB), you may be covered under TRS through their enrollment.
  • Survivor coverage isn’t affected by FEHB eligibility.

Note: Individual Ready Reserve members, including Navy Reserve Voluntary Training Units, don’t qualify to purchase TRS.

How It Works

Schedule an appointment with any TRICARE-authorized provider .

• If you visit a network provider, you’ll pay lower cost-shares, and the provider will file healthcare claims for you.
• If you visit a non-network provider, you’ll pay higher cost-shares. You may have to file your own claims.
• You can request an appointment at a military hospital or clinic if space is available. 

Referrals aren’t required for any type of care. But you may need pre-authorization from your regional contractor for some types of services.

If you have other health insurance , visit Using Other Health Insurance.

Note: You can’t be assigned a primary care manager at a military hospital or clinic if you’re enrolled in TRS. You can use any TRICARE-authorized provider as your primary care provider.

What You Pay

• Monthly premiums
• An annual deductible
• A cost-share for covered services

View TRICARE Reserve Select costs.

Is TRICARE Reserve Select right for you?

If you’re a member of the Selected Reserve, you don’t qualify for TRS coverage if you’re:

• On active duty orders for more than 30 days
• Covered under the TAMP
• Eligible on your own for FEHB coverage

Note: If you don’t qualify for TRS coverage on your own, but you have a family member who is a member of the Selected Reserve and qualifies for TRS, you may get coverage through your family member.

How To Enroll

Visit TRS Enrollment to learn more.

The sponsor must be enrolled for family members to enroll.  

For information on disenrolling or ending plan coverage, visit Ending TRS Coverage. You may disenroll at any time. If you disenroll, you can’t reenroll for 12 months. 

Note: You have 90 days (120 if overseas) from the date of birth or adoption to add your new child to your TRS coverage. Your child doesn’t have coverage until you enroll them.