Continued Health Care Benefit Program

All costs are for calendar year 2026, unless noted.

Continued Health Care Benefit Program costs depend on your sponsorThe term sponsor specifically refers to the active duty, retired or deceased service member whose military status entitles their dependents (spouse, children, etc.) to receive TRICARE health benefits.’s military status before they separated:

• Active duty
• National Guard or Reserve
• Retired

Premiums

You’ll pay a quarterly premium. 

• Individual premium: $2,103 per quarter
• Family premium: $5,339 per quarter

Outpatient Deductibles

You’re required to pay the outpatient deductible before the CHCBP begins to cost-shareA percentage of the total cost of a covered health care service that you pay..

Sponsor’s Former Status	Deductible Amount
Active duty	Sponsor ranks E-4 and below: $66 per individual, but no more than $132 per family Sponsor ranks E-5 and above: $198 per individual, but no more than $397 per family
National Guard or Reserve	Sponsor ranks E-4 and below: $66 per individual, but no more than $132 per family Sponsor ranks E-5 and above: $198 per individual, but no more than $397 per family
Retired	Network deductible: $198 per individual, but no more than $397 per family Non-network deductible: $397 per individual, but no more than $794 per family

Copayments and Cost-Shares

After you meet your deductible, you’ll pay a CopaymentA fixed dollar amount you may pay for a covered health care service or drug. or cost-share based on the type of care you get and type of provider you see (network or non-network).

Your CHCBP copayments and cost-shares follow TRICARE Select Group B costs for your beneficiary category before your sponsor separated:

• Active duty family members (includes separated active duty service members)
• National Guard and Reserve members and their family members
• Retired service members, their family members, and other beneficiaries