Continued Health Care Benefit Program

All costs are for calendar year 2026, unless noted.

Continued Health Care Benefit Program costs depend on your sponsor’s military status before they separated:

• Active duty
• National Guard or Reserve
• Retired

Premiums

You’ll pay a quarterly premium. 

• Individual premium: $2,103 per quarter
• Family premium: $5,339 per quarter

Outpatient Deductibles

You’re required to pay the outpatient deductible before the CHCBP begins to cost-shareA percentage of the total cost of a covered health care service that you pay..

Sponsor’s Former Status	Deductible Amount
Active duty	Sponsor ranks E-4 and below: $66 per individual, but no more than $132 per family Sponsor ranks E-5 and above: $198 per individual, but no more than $397 per family
National Guard or Reserve	Sponsor ranks E-4 and below: $66 per individual, but no more than $132 per family Sponsor ranks E-5 and above: $198 per individual, but no more than $397 per family
Retired	Network deductible: $198 per individual, but no more than $397 per family Non-network deductible: $397 per individual, but no more than $794 per family

Copayments and Cost-Shares

After you meet your deductible, you’ll pay a CopaymentA fixed dollar amount you may pay for a covered health care service or drug. or cost-share based on the type of care you get and type of provider you see (network or non-network).

Your CHCBP copayments and cost-shares follow TRICARE Select Group B costs for your beneficiary category before your sponsor separated:

• Active duty family members (includes separated active duty service members)
• National Guard and Reserve members and their family members
• Retired service members, their family members, and other beneficiaries