Health Matters (Overseas) Newsletter
This quarterly newsletter provides information about your TRICARE benefit. This edition contains information specific to beneficiaries living overseas.
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Issue 4 | 2025
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Learn your 2026 TRICARE health plan costs
As 2025 comes to a close, now is the time to start thinking about your family’s health care options for next year. You should know that your TRICARE health plan costs will change starting Jan. 1, 2026. Depending on your plan, these costs may include enrollment fees, premiums, cost-shares, and copayments. -
Get your RSV and flu immunizations with TRICARE
Respiratory illnesses like respiratory syncytial virus, or RSV, and flu can spread quickly, especially during the fall and winter months. However, there’s an easy way to reduce your risk of serious illness—get vaccinated. TRICARE covers both RSV and flu immunizations for eligible beneficiaries, helping protect you and your family this season. -
Preview your 2026 TRICARE pharmacy costs
Do you get prescription drugs through the TRICARE Pharmacy Program? You may have new copayments starting Jan. 1, 2026. The National Defense Authorization Act for Fiscal YearOctober 1 - September 30 2018 established TRICARE prescription drug costs. The costs will be in effect through Dec. 31, 2027. -
TRICARE Open Season 2025: Understanding your TRICARE health plan options
Have you ever wondered about the differences between the various TRICARE plans? With TRICARE Open Season 2025 underway, now is a perfect time to learn about TRICARE’s wide range of coverage options. Knowing the differences will ensure the right coverage for you and your family members. -
TRICARE Open Season 2025: Understanding eligibility
For many TRICARE beneficiaries, TRICARE Open Season is the time to make a change to your health plan. Open season is the annual period when you can enroll or change your health care plan for the following year. This year, TRICARE Open Season began Nov. 10 and ends Dec. 9. Changes you make during open season are effective on Jan. 1, 2026.
TRICARE Prime Remote Overseas beneficiaries are eligible to receive Medical Record Translation support from International SOS. For more information on the MRT process, valid documents that can be translated, accepted languages, turnaround times, and other related resources, please visit Medical Records Translation.
How do I file a TRICARE overseas claim to the TRICARE Overseas claims processor?
If you have received an authorization from International SOS, your visit to a network or non-network participating provider should be cashless/claimless, which means the provider will not charge you for medical care. In the event you do have to pay upfront for TRICARE-covered services, the easiest and most secure way to file a TOP claim is online through the TOP Beneficiary Secure Claims Portal. Portal video tutorials are available.
For step-by-step instructions on how to file your claim with WPS Government Services, the TRICARE Overseas claims processor, please visit How to File a TRICARE Overseas Claim.
Important notice: Discontinuation of check payments in Singapore and other overseas locations
Effective Nov. 21, 2025, checks will no longer be accepted in Singapore, with other overseas locations following suit on or after this date. As a result, WPS Government Services, the TRICARE Overseas claims processor, will stop sending checks to TRICARE overseas beneficiaries and providers in these locations to reimburse TRICARE overseas claims, following WPS’ Check Payment Cessation List by Date/Location provided below.* To avoid any payment delays, TRICARE overseas beneficiaries and providers in these locations should ensure they're enrolled in Electronic Funds Transfer or direct deposit for electronic TRICARE overseas claims reimbursement before their respective location’s check payment cessation date listed below. WPS is also planning proactive outreach to impacted TRICARE overseas beneficiaries and providers at the appropriate time when action is required. But setting up electronic TOP claim reimbursement now is encouraged. TRICARE overseas beneficiaries can sign up for direct deposit within the TOP Beneficiary Secure Claims Portal – detailed instructions are available. TRICARE overseas providers can sign up for Automated Clearing House payments (a form of Electronic Funds Transfer) – access the necessary forms and detailed instructions. If you have any questions or require assistance, contact your TOP Regional Call Center. *WPS’ Check Payment Cessation List by Date/Location:
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Last Updated 11/25/2025