I have TRICARE, Medicare and other health insurance; who pays first?


If you have  Processes your claim 1st  Processes your claim 2nd  Processes your claim last  You need to 
  • Medicare;
  • TRICARE; and
  • Other health insuranceHealth insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. TRICARE supplements don’t qualify as "other health insurance." (e.g. Medicare supplement, etc.)
Medicare Other health insurance TRICARE File a paper claim with the TRICARE For Life contractor 
  • Medicare;
  • TRICARE; and
  • Other health insurance through current employer with more than 20 employees
Other health insurance through current employer  Medicare TRICARE N/A
  • Medicare;
  • TRICARE; and
  • Other health insurance through current employer with less than 20 employees
Medicare Other health insurance through current employer  TRICARE  File a paper claim with the TRICARE For Life contractor
  • Medicare;
  • TRICARE; and
  • Medicaid
Medicare TRICARE Medicaid  N/A
  • Medicare;
  • TRICARE; and
  • Indian Health Service
Medicare TRICARE  Indian Health Service N/A
  • TRICARE;
  • Other Health Insurance; and 
  • Live overseas (not including U.S. territories)

Note: Medicare doesn't pay overseas.

Overseas Other Health Insurance  TRICARE  N/A File a claim with the TRICARE Overseas Program contractor.

To learn more, visit the How Medicare works with Other Insurance page.

If you cancel your other health insurance or change plans, call the TRICARE for Life or TRICARE Overseas Program contractor to update your information.

 



Contact Information
TRICARE For Life Overseas Contractor (International SOS)
Country-Specific Toll-Free Numbers
https://www.tricare-overseas.com

TRICARE For Life Contractor (WPS)
1-866-773-0404 / TDD 1-866-773-0405
https://www.tricare4u.com

Last Updated 10/30/2024