Urgent Care

Is it covered?

Covered by All Plans
The rules for getting urgent care depend on who you are and your plan.

Description

Urgent care treats a sudden illness or injury that isn’t a medical emergency. You may need urgent care for a condition that:

  • Doesn’t threaten life, limb, or eyesight
  • Needs attention before it becomes a serious health risk

Examples include things like a high fever or sprained ankle.

Not sure what kind of care you need? Call the Global Nurse Advice Line. You may also be able to get virtual urgent care through the Global Nurse Advice Line. Learn more about virtual urgent care.

Requirements

Most beneficiaries don’t need a for urgent care.

  • Active duty service members: You may need a referral to get urgent care from a civilian provider, depending on your plan. You can get a referral from the Global Nurse Advice Line.

Check the rules for getting urgent care.

Costs

Your costs depend on your plan, beneficiary category, and where you get care. Check your health plan costs to find what applies to you.

Last Updated 9/25/2026