Retired Reserve Members and Families

Retired Reserve members and their families may qualify for different options based on the age of the sponsor. 

Health Plan Options

Under Age 60

When you retire and you’re under age 60:

• You and your family may qualify to purchase TRICARE Retired Reserve.
• If you don’t purchase TRICARE Retired Reserve, you don’t qualify for any other TRICARE health plans until you turn age 60.

If you purchase TRICARE Retired Reserve and you have adult children who “age out” at 21 (or 23 if attending college), they may qualify to purchase TRICARE Young Adult.

Ages 60 and Older

When you turn 60, you and your family become eligible for the same TRICARE health benefits as all other retired service members. Your health plan options are based on where you live.

In the U.S., you can use:

• TRICARE Prime
• US Family Health Plan
• TRICARE Select
• TRICARE For Life (with Medicare Part A and Part B)

Outside the U.S., you can use: 

• TRICARE Select Overseas
• TRICARE For Life (with Medicare Part A and Part B)

Additionally, adult children who “age out” at 21 (or 23 if attending college) may qualify to purchase TRICARE Young Adult.