Labor & Delivery

TRICARE covers medically necessaryTo be medically necessary means it is appropriate, reasonable, and adequate for your condition. services during your labor and delivery. This includes:

  • Anesthesia
  • Monitoring
  • Other services required
  • Cesarean section, if you need it

If you choose to have a C-section for personal reasons, you may have to pay for some of the costs.

Facility and Provider

Where you will deliver usually depends on your TRICARE plan. This could be a:

  • Military hospital
  • Civilian hospital
  • Office-based or freestanding facility
  • Home birth. If you’re considering an in-home birth:
    • There are associated costs, referral, and pre-authorization requirements.
    • Home births aren’t covered in overseas locations.
    • Contact your regional or overseas contractor for specific guidance.

You also have options for the type of provider who delivers your baby. This could be your:

  • Obstetrician
  • Family practice doctor
  • Certified nurse midwife

You and your doctor will make these decisions at your prenatal visits.

Length of Stay

Usually, you’ll stay in the hospital for at least 48 hours after a vaginal delivery and 96 hours after a C-section. If you have complications, you may stay longer.

Last Updated 10/3/2024