What is the TRICARE deductible?

 

An annual deductible applies to the TRICARE plans below. The amount you pay depends on your sponsor's status, rank, and your beneficiary group. If you're in a plan with a deductible, you must pay your annual deductible before TRICARE begins to pay for your health care services and your prescription drugs. Active duty service members don’t have an annual deductible. See the table below to find the deductible for your plan. 

2024 Annual Deductible for Active Duty Family Members
   Group AIf you or your sponsor’s initial enlistment or appointment occurred before January 1, 2018, you are in Group A.   Group BIf you or your sponsor’s initial enlistment or appointment occurs on or after January 1, 2018, are in Group B. 
 TRICARE Prime
 TRICARE Prime Overseas
 TRICARE Prime Remote
 TRICARE Prime Remote Overseas
 US Family Health Plan
 Individual and family: $0

 Note: A deductible applies if you use the point-of-service option.

 TRICARE Select
 TRICARE Select Overseas

 
 E1-E4: 
 $50 for individual
 $100 for family

 E5 and above: 
 $150 for individual
 $300 for family
  E1-E4: 
 $62 for individual
 $125 for family

 E5 and above:
 $188 for individual
 $377 for family

 

2024 Annual Deductible for Retirees and their Family Members 
  Group A  Group B
 TRICARE Prime
 US Family Health Plan
 
 Individual and family: $0

 Note: A deductible applies if you use the point-of-service option.
 TRICARE Select
 TRICARE Select Overseas

 $150 for individual

 $300 for family 
 Network:
 $188 for individual
 $377 for family

 Non-network:
 $377 for individual
 $754 for family
 TRICARE For Life  $150 for individual
 $300 for family

 

2024 Annual Deductible for Premium-based Plans 
 TRICARE Reserve Select   E1-E4: 
 $62 for individual
 $125 for family

 E5 and above:
 $188 for individual
 $377 for family

 TRICARE Retired Reserve

 Network:
 $188 for individual
 $377 for family

 Non-network:
 $377 for individual
 $754 for family
 TRICARE Young Adult - Select Option   Active duty sponsor:
 E1-E4: $62 for individual 
 E5 and above: $188 for individual 

 Retired sponsor:
 Network: $188 for individual
 Non-network: $377 for individual
 TRICARE Young Adult - Prime Option

 $0 for individual

Note: A deductible applies if you use the point-of-service option.

To see other costs, use the TRICARE Compare Cost Tool.

 

 

Last Updated 1/2/2024