Purchasing Continued Health Care Benefit Program Coverage

You must purchase the CHCBP within 60 days of loss of TRICARE eligibility (regular TRICARE or through the Transitional Assistance Management Program). CHCBP coverage begins on the first day after you lose TRICARE eligibility.

To purchase CHCBP coverage:

  1. Download and complete the Continued Health Care Benefit Program Enrollment Application (DD Form 2837).
  2. Mail your completed application to:

Humana Military 
Attn: CHCBP
P.O. Box 740072
Louisville, KY 40201-7472

You must send proof of eligibility and payment in full for the first 90 days with your enrollment form. Unremarried former spouses must also send a copy of the final decree of divorce, dissolution, or annulment.

Types of Plans

The CHCBP offers individual and family plans. Mark the type of plan you want when completing the enrollment application.

Plan Type  Available to...  Costs 
Individual 
  • Separated sponsor
  • Unremarried former spouse
  • Child who loses TRICARE due to age
$1,849.00 per quarter
Family 
  • SeparatingSeparating from the military means that you leave the service before you retire. service members and their family members
  • Includes spouse and children
$4,621.00 per quarter

Changing Plan Types

The sponsor's plan type can be changed from individual to family only if:

  • The sponsor gets married.
  • The sponsor has a baby or legally adopts a child.
  • A child is placed as a legal ward in the home of a sponsor.

Sponsors can add a family member within 60 days of the qualifying life event and their coverage is retroactive to the day of the event (for example, marriage, birth, etc.).

Newborn Enrollment

Did you or your sponsor separate from active duty service? If so, you no longer have a military affiliation. If your child or newborn was born or adopted after military separation, they can’t be added to the Defense Enrollment Eligibility Reporting System(DEERS) A database of information on uniformed services members (sponsors), U.S.-sponsored foreign military, DoD and uniformed services civilians, other personnel as directed by the DoD, and their family members. You need to register in DEERS to get TRICARE.. You can enroll the newborn into CHCBP. Request a coverage card for your child. Important: Have your provider attach a copy of the CHCBP card to ALL claim submissions. This will help ensure the claim processed properly.  

Renewing Coverage

  • You purchase CHCBP coverage in 90-day increments. You get billed quarterly for your premiums.  
  • CHCBP coverage is purchased in 90-day increments—your premiums are billed quarterly.
  • Humana Military will send you a renewal notice 30 days before your coverage expiration.
  • You must pay your renewal premiums before the coverage expiration date printed on the renewal notice.
  • If your payment isn't postmarked within 30 days of the coverage expiration date:
    • CHCBP coverage will end.
    • You won't be able to repurchase the plan.
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Last Updated 6/17/2025