Assisted Reproductive Technology Services

TRICARE doesn’t cover ART services. This includes:

  • Intrauterine insemination, or IUI
  • In vitro fertilization, or IVF
  • Cryopreservation

However, you may qualify to get ART services through other programs.

ART Services at Military Hospitals

Some military hospitals offer ART services through their reproductive endocrinology and infertility clinics. Services are available at these hopsitals:

These services:

  • Are available to eligible beneficiaries on a first-come, first-served basis at a greatly reduced cost
  • Support graduate medical education and physician training programs
  • Train military OB/GYNs and reproductive endocrinologists

ART Services Through the Supplemental Health Care Program

You may qualify for ART services through Supplemental Health Care Program benefits. This is if you: 

  • Are a service member (male or female)
  • Are on active duty
  • Incurred a serious or severe illness or injury (Category II or III) while on active duty. Your illness or injury must lead to your inability to procreate without using ART services.

The following people may also get ART services for the benefit of the qualifying service member:

  • Their TRICARE-enrolled spouse, 
  • Their TRICARE-enrolled unmarried partner, or
  • An unpaid third-party gestational carrier who's enrolled in TRICARE.

Do you meet these criteria?

Then the following services may be available to you at no cost:

  • Sperm retrieval
  • Egg retrieval
  • IVF
  • IUI
  • Blastocyst implantation

Qualifying service members and their partners have priority when getting this care through one of the military hospitals listed above. You may also use donor sperm, eggs, or embryos you pay for out-of-pocket with any of the included ART services.

Do you get care or medication in the civilian network?

If so:

  • You must use participating network providers, when available.
  • You must get pre-authorization for these services.

Your prescriptions may be covered. Check the TRICARE Formulary.

Are you a qualifying service member who paid out-of-pocket for ART services after March 8, 2024?

  • You can request reimbursement.
  • Ask your contractor to process or reprocess the documentation for these services.
  • There are no timely filing deadlines for these claims.

Cryopreservation Demonstration Program

Some active duty service members may qualify for the Cryopreservation Demonstration Program. This program reimburses eligible service members for certain egg or sperm preservation costs.

Are you eligible?

You can get ART services from:

Requesting Services at a Military Hospital

To request services at a participating military hospital, follow these steps. 

  1. Book an appointment with your primary care manager. You and your PCM will discuss your fertility concerns.
  2. Ask your PCM for a referral. Your PCM will refer you to the reproductive endocrinology and infertility clinic at the nearest participating military hospital.
  3. If the referral is approved, the clinic will:
    • Evaluate your eligibility
    • Discuss program capacity, timelines, and costs

Keep these things in mind:

  • Military hospitals offer ART services on a first-come, first-served basis.
  • The educational needs of each hospital’s residents and fellows determine how many patients they accept.
  • Hospitals don’t need to give preference to service members who are eligible for the Cryopreservation Demonstration Program.
  • Hospitals might not be able to accommodate service members on a timeline that aligns with the member’s pertinent orders.

Want to learn more?

Visit Cryopreservation Demonstration Program to learn more about the program, including:

  • Who is eligible for the program
  • What services qualify for reimbursement
  • How to get reimbursed for services

Last Updated 9/23/2026