Continued Health Care Benefit Program

Continued Health Care Benefit Program (CHCBP) costs depend on your sponsor's military status before he/she separated:

  • Active duty,
  • Guard/Reserve, or
  • Retired

Outpatient Deductible

You're required to pay the outpatient deductible before the CHCBP begins to cost-shareA percentage of the total cost of a covered health care service that you pay..

Sponsor's Former Status  Deductible Amount 
Active Duty  
  • Rank E4 and below: $51 per individual, but no more than $102 per family
  • Rank E5 and above: $154 per individual, but no more than $308 per family
Guard/Reserve 
  • Rank E4 and below: $51 per individual, but no more than $102 per family
  • Rank E5 and above: $154 per individual, but no more than $308 per family 
Retired 
  • $154 per individual
  • No more than $308 per family 

Cost-Shares

After you meet your deductible, you'll pay a cost-share based on the type of care and type of provider you see (network vs. non-network). Your CHCBP cost-share depends on your beneficiary category before your sponsor separated:

  • Active Duty Family Members (includes separated active duty service members)
  • National Guard/Reserve MembersIncludes members of the:
    • Army National Guard
    • Army Reserve
    • Navy Reserve
    • Marine Corps Reserve
    • Air National Guard
    • Air Force Reserve
    • U.S. Coast Guard Reserve
    and Their Families
  • Retired Service Members, Their Families, and Other Beneficiaries

Last Updated 5/29/2019