Pharmacy Costs

Costs are for calendar years 2026 and 2027.

Costs for Active Duty Service Members

Costs for All Other Beneficiaries

  • Your TRICARE plan, which group you’re in (Group A or Group B), and the pharmacy type you use determine whether you may have to meet your annual deductible before copayments or cost-shares apply.
  • At non-network pharmacies, you’ll have to pay full price for covered drugs up front and file a claim for reimbursement.
  • You pay the full cost of non-covered drugs. 

Are you an active duty family member with TRICARE Prime Remote in the U.S.?

  • As of Feb. 28, you have no costs for covered drugs at military pharmacies, home delivery, and retail network pharmacies.
  • Rules for filling prescriptions for certain maintenance drugs still apply.

Note: Copayments don't change for survivors of active duty service members and medically retired service members and their family members.

Pharmacy Type

Generic Formulary Drug Costs

Brand-Name Formulary Drug Costs

Non-Formulary Drug Costs

Non-Covered Drug Costs

Military Pharmacy

Up to a 90-day supply

$0

$0

Generally not available without medical necessity

Not available

TRICARE Pharmacy Home Delivery

Up to a 90-day supply

$13

$38

$76

Not available

TRICARE Retail Network Pharmacy

Up to a 30-day supply

$16

$43

$76

Full cost of drug

Non-Network Retail Pharmacy

In the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands)

TRICARE Prime options: 50% cost-share applies after you meet your point-of-service annual deductible

All other beneficiaries: You pay for formulary drugs ($43 or 20% of total cost, whichever is more, after you meet your annual deductible) and non-formulary drugs ($76 or 20% of total cost, whichever is more, after you meet your annual deductible).

Full cost of drug

Non-Network Retail Pharmacy

Outside the U.S. and U.S. territories

ADSMs and ADFMs using TRICARE Prime Overseas or TRICARE Prime Remote Overseas: $0 (You may have to pay the full cost up front and file a claim for reimbursement.)

ADFMs using TRICARE Select Overseas and TRS members: 20% cost-share after you meet your annual deductible

Retirees, their family members, TRR members, and all others in TRICARE Select Overseas: 25% cost-share after you meet your annual deductible

Full cost of drug

 

Pharmacy Type Generic Formulary Drug Costs Brand-Name Formulary Drug Costs Non-Formulary Drug Costs
Military pharmacy
Up to a 90-day supply
$0 $0 Generally not available without medical necessity
TRICARE Pharmacy Home Delivery
Up to a 90-day supply

$14

($0 for TRICARE Prime Remote)

$44

($0 for TRICARE Prime Remote)

$85

($0 for TRICARE Prime Remote)

TRICARE retail network pharmacy
Up to a 30-day supply

$16

($0 for TRICARE Prime Remote)

$48

($0 for TRICARE Prime Remote)

$85

($0 for TRICARE Prime Remote)

Non-network retail pharmacy
(U.S. and U.S. territories)
Up to a 30-day supply
TRICARE Prime enrollees (including US Family Health Plan and TRICARE Prime Demo): A 50% cost-share applies after you meet your point-of-service annual deductible.

All other beneficiaries: After you meet your annual deductible, you pay for formulary drugs ($48 or 20% of total cost, whichever is more) and non-formulary drugs ($85 or 20% of total cost, whichever is more).
Overseas retail pharmacy
(Outside the U.S. and U.S. territories)
Up to a 30-day supply
Active duty service members and active duty family members using TRICARE Prime Overseas or TRICARE Prime Remote Overseas: $0 (You may have to pay the full cost up front and file a claim for reimbursement.)

Active duty family members using TRICARE Select Overseas and TRICARE Reserve Select enrollees: A 20% cost-share applies after you meet your annual deductible.

Retirees, their family members, TRICARE Retired Reserve enrollees, and all others in TRICARE Select Overseas: A 25% cost-share applies after you meet your annual deductible.

Section 702 of the NDAA for FY 2018 froze pharmacy copayments at the 2017 rates for:

  • Medically retired service members and their family members
  • Survivors of active duty service members
Pharmacy Type Generic Formulary Drug Costs Brand-Name Formulary Drug Costs Non-Formulary Drug Costs
Military pharmacy
Up to a 90-day supply
$0 $0 Generally not available without medical necessity
TRICARE Pharmacy Home Delivery
Up to a 90-day supply
$0 $20 $49
TRICARE retail network pharmacy
Up to a 30-day supply
$10 $24 $50
Non-network retail pharmacy
(In the U.S. and U.S. territories)
Up to a 30-day supply
TRICARE Prime enrollees (including US Family Health Plan and TRICARE Prime Demo): A 50% cost-share applies after you meet your point-of-service annual deductible. (This deductible is $300 per individual or $600 per family.)

TRICARE Select enrollees: You pay $24 or 20% of total cost (whichever is more) after you meet your annual deductible.
Overseas retail pharmacy
(Outside the U.S. and U.S. territories)
Up to a 30-day supply
TRICARE Select Overseas enrollees: A 25% cost-share applies after you meet your annual deductible.

Last Updated 4/10/2026