Medicare Providers

When using TRICARE For Life in the U.S. and U.S. Territories, you may visit any participating or non-participating Medicare provider. To find a Medicare provider:

• Search the Medicare Provider Directory.
• Call 800-MEDICARE (800-633-4227).

Providers Who Opt Out of Medicare

Providers who opt-out of Medicare enter into private contracts with beneficiaries.

• Medicare doesn't pay for services you receive from opt-out providers.
• TRICARE pays the amount that would have been paid had Medicare processed the claim.
• You may be responsible for about 80% of the cost for the care.

In cases where your access to medical care is limited (i.e., underserved areas), TRICARE may pay the claim as the primary payer.