Co-Pays & Cost Shares

• Active duty service members pay nothing out-of-pocket for any type of care

• Active duty family members only pay for care when they use: 

• A TRICARE Prime plan and they get care without a referral*
• TRICARE Select
• A network pharmacy or TRICARE Home Delivery 
• There is no cost for services received at an MTF except for a small per diem when using inpatient care
• For US Family Health Plan and TRICARE Prime Remote costs, choose "TRICARE Prime" from the pull-down menu
• You only have to pay the TRICARE For Life (TFL) Health Plan Costs listed if a service is covered by TRICARE and not by Medicare. If you are looking for Medicare and TRICARE covered service costs, download the TFL Cost Matrix.
• Visit the Cost Terms page for definitions to help you better understand TRICARE costs.

*¹TRICARE Prime includes a point-of-service option. This means you pay higher costs when you don't have a referral or you use non-network providers without authorization from the TRICARE regional contractor. Note: The point-of-service option isn't available to active duty service members.