TRICARE Retiree Dental Program Costs

Monthly Premiums

Your monthly premium depends on where you live and the number of family members enrolled.

Your premium payment is deducted from your retirement pay through an allotment. If you're not collecting retirement pay or if the amount isn't enough, you have two options to pay your monthly premium:

  1. Autopay through your bank account. Sign up now.
  2. Recurring credit card payment. Sign up now.

If you don't set up your payment before your first monthly premium is due, you may lose coverage.

Cost Shares

  • Your TRICARE Retiree Dental Program benefits and cost shares overview is below. 
  • You can get more information in your Benefits Booklet.

Benefits During the First 12 Months of Enrollment

Benefit  Delta Dental Pays
Diagnostic Services (i.e. exams) 100%
Preventive Services (i.e. cleanings) 100%
Basic Resortative Services (i.e. fillings) 80%
Endodontics (i.e. root canals) 60%
Periodontics (i.e. gum treatments) 60%
Oral Surgery (i.e. extractions) 60%
Emergency Services         80%
Dental Accident Coverage 100%

Additional Benefits Available After 12 Months

You have additional benefits available after 12 months of continuous enrollment, or if you enroll within four months of retirement.

Benefit  Delta Dental Pays
Cast Crowns, Onlays & Bridges          50%
Partial/Full Dentures 50%
Orthodontics 50%
Dental Implants 50% 

Deductibles & Maximums

You must meet your annual deductible each year before we can start paying for care.

Per Person  Annual or Lifetime  Amount You Pay 
 Deductible Yes, but $150 cap per family Annual $50

The TRICARE Retiree Dental Program also has some limits on how much it will pay per person. 

  Per Person Annual or Lifetime Amount We Pay
Maximum Yes Annual  $1,300
Orthodontic maximum Yes Lifetime  $1,750
Dental accident maximum Yes Annual  $1,200

Last Updated 9/2/2016