Pharmacy Costs

Costs are for calendar years 2026 and 2027.

Costs for Active Duty Service Members

• You have no costs for covered drugs when using a military pharmacy, TRICARE Pharmacy Home Delivery, or a TRICARE retail network pharmacy.
• Your provider must establish medical necessity for non-formulary drugs.
• At non-network pharmacies, you’ll have to pay full price for covered drugs up front and file a claim for reimbursement.
• You pay the full cost of non-covered drugs. 

Costs for All Other Beneficiaries

• Your TRICARE plan, which group you’re in (Group A or Group B), and the pharmacy type you use determine whether you may have to meet your annual deductible before copayments or cost-shares apply.
• At non-network pharmacies, you’ll have to pay full price for covered drugs up front and file a claim for reimbursement.
• You pay the full cost of non-covered drugs. 

Are you an active duty family member with TRICARE Prime Remote in the U.S.?

• As of Feb. 28, you have no costs for covered drugs at military pharmacies, home delivery, and retail network pharmacies.
• Rules for filling prescriptions for certain maintenance drugs still apply.