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Date of Last Update: 2/11/2010 3:36:49 PM
What is the difference between TRICARE Standard and TRICARE Extra?

The key difference between TRICARE Standard and TRICARE Extra is in the providers you use for care. With TRICARE Standard, you choose TRICARE-authorized providers outside of the TRICARE network and pay higher cost-shares. With TRICARE Extra, you choose hospitals and providers within the TRICARE network and receive discounted cost-shares.

The table below provides a quick comparison of the two options.

TRICARE StandardTRICARE Extra

Provider Type

TRICARE-authorized, non-networkTRICARE-authorized, TRICARE network

Outpatient cost share, after deductible is met

Active duty family members: 20% of the TRICARE-allowable charge

Retirees, their families, and all others: 25% of the TRICARE-allowable charge		Active duty family members: 15% of the negotiated rate

Retirees, their families, and all others: 20% of the negotiated rate