You may qualify for early TRICARE eligibilty if you're issued:
- Delayed-effective-date active duty orders
- For more than 30 days
- In support of a contingency operation
Eligibility begins on the date your orders are issued or 180 days before you report to active duty, whichever is later. During this "pre-activation" period, you qualify for the same benefits as you have when you're activatedCalled or ordered to active duty service for more than 30 days in a row..
Health Care Options
You'll enroll in a TRICARE Prime option at your final duty station:
- TRICARE Prime
- TRICARE Prime Remote
- TRICARE Prime Overseas
- TRICARE Prime Remote Overseas
If you need any specialty, urgent or inpatient care before you’re enrolled, try to get care at a military hospital or clinic first. If care isn't available at a military hospital or clinic and you’re referred to a TRICARE network provider, you need authorization from your regional contractor.
- Find a military hospital or clinic
- Contact your regional contractor:
- North RegionConnecticut, Delaware, the District of Columbia, Illinois, Indiana, Iowa (Rock Island area), Kentucky (except Fort Campbell), Maine, Maryland, Massachusetts, Michigan, Missouri (St. Louis area), New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, West Virginia, and Wisconsin.: Health Net Federal Services
- South RegionAlabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee, Texas (excluding El Paso area), and Fort Campbell, Kentucky: Humana Military Healthcare Services
- West RegionAlaska, Arizona, California, Colorado, Hawaii, Idaho, Iowa (excludes Rock Island arsenal area), Kansas, Minnesota, Missouri (except St. Louis area), Montana, Nebraska, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Texas (southwestern corner including El Paso), Utah, Washington and Wyoming.: UnitedHealthcare Military & Veterans
- Overseas: International SOS
Not sure which region you’re in? Visit the TRICARE Regions page to find out.
We don't recommend enrolling in a Prime option during the pre-activation period, especially if you already have another primary insurance plan. Instead, wait until the sponsor is on active duty to ensure there's no break in coverage.
During the pre-activation period, you should:
Whatever you decide to do, keep copies of your health care receipts and explanations of benefits for care received during the pre-activation period.