Separating
Active Duty Service Members
When you separate from the service or "get out" before you retire, you and your family may qualify for transitional health care options. If you qualify, these programs offer temporary coverage until you have a new health plan.
Separating from active duty is different than retiring from active duty. Learn about your options when you retire.
Voluntary Separation Benefits
If you voluntarily separate under the Special Separation Benefit (SSB) or the Voluntary Separation Incentive (VSI) options, you are entitled to all of the benefits provided for involuntarily separated members. Members who choose the SSB or VSI options (and their families) may continue their health benefits by enrolling in the Continued Health Care Benefit Program.
National Guard/Reserve Members
If you separate from the National Guard or Reserves, meaning you "get out" before you can retire, then you may qualify for transitional health benefits. Your eligibility depends on you military status before you separate.
If you separate immediately following a period of active duty service, you may qualify for one or both of the following programs:
If you are not currently activated, you may qualify for transitional coverage in some scenarios. Please check with your Service representative for details. If you are a member of the Selected Reserve and currently enrolled in TRICARE Reserve Select, you may purchase the Continued Health Care Benefit Program when you separate and lose eligibility.
Certificate of Creditable Coverage
Upon loss of eligibilty, you and all family members registered in DEERS will receive a certificate of creditable coverage. The certificate offers evidence of coverage whtn you sign up for a new health plan.