Medicare is a health insurance program for people:
- Age 65 or older
- Under age 65 with certain disabilities
- With end stage renal disease
- With Lou Gehrig's disease
Medicare Part A is hospital insurance that doesn’t charge premiums. Medicare Part B is medical insurance that charges premiums.You must pay Medicare Part B premiums to keep Medicare Part B coverage. The Centers for Medicare & Medicaid Services manages Medicare.
If you have Medicare Part A, you must also have Medicare Part B to remain eligible for TRICARE. The only exceptions are if you have:
- A sponsor is on active duty
- The US Family Health Plan
- TRICARE Reserve Select
- TRICARE Retired Reserve
If you fall into one of these categories, we don’t require you to have Medicare Part B to be eligible for TRICARE. But, we strongly encourage you to get Medicare Part B as soon as you become eligible for Medicare Part A to avoid losing TRICARE coverage in the future. >>Learn More
TRICARE For Life
When you have Medicare Parts A and B, can get TRICARE For Life.
- Medicare is your primary insurance.
- TRICARE is the second payer, so your out-of-pocket expenses are less.
- TRICARE benefits include covering Medicare's coinsurance and deductible.
US Family Health Plan
You can stay enrolled in the US Family Health Plan when you become eligible for Medicare at age 65 if:
- You already have it,
- Your coverage began before September 2012, and
- There isn’t a break in coverage.
Beginning October 1, 2012, you can no longer enroll in the US Family Health Plan when you become eligible for Medicare at age 65. >>Learn More
Under age 65?
If you have Medicare due to a disability, you can enroll in TRICARE Prime if its available where you live. When you do, your Prime enrollment fees are waived. You can also recieve a refund for any Prime enrollment fees paid. Check with your regional contractor for details.