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See What's Covered

Search the A-Z list for a list of covered services. Your coverage and out-of-pocket costs may vary based on who you are and your health plan option.

Infertility Treatment

TRICARE may cover the following types of infertility testing and treatment.

  • Diagnostic services to identify physical illnesses or injuries to the reproductive system are covered for both men and women. Infertility treatments, corrective treatments and surgeries for women are also covered. However, correction of male infertility may be cost shared, which is determined on a case-by-case basis.   
  • Therapies covered by TRICARE include hormonal treatment, corrective surgery, antibiotics, administration of human chorionic gonadotropin (HCG) or radiation therapy depending on the cause. These therapies are covered for both sexes. 
  • TRICARE also provides medically necessary appropriate medical care for erectile dysfunction due to organic, vice psychological or psychiatric, causes.

TRICARE does not cover services and supplies related to noncoital reproductive technologies, including but not limited to artificial insemination (including cost related to donors and semen banks), invitro fertilization (IVF) and gamete intrafallopian transfer (GIFT).

Exceptions for Wounded, Ill and Injured Service Members

Assisted reproductive services may be available to service members who have sustained serious or severe illness or injury while on active duty that led to the loss of their natural reproductive ability including (but not limited to) those with neurological, physiological, and/or anatomical injuries. >>Learn More


This A-Z list of topics is not all inclusive. TRICARE covers most inpatient and outpatient care that is medically necessary and considered proven. However, there are special rules or limits on certain types of care, while other types of care are not covered at all.

Last Updated 8/22/2013