Family Planning

Covered by TRICARE?Limits
It depends

Most non-prescription contraceptives, non-coital reproductive technologies and surgical sterilization reversals aren't covered

TRICARE covers the following family planning services:

TRICARE doesn't cover:

  • Condoms
  • Spermicidal foams, jellies, and sprays not requiring a prescription
  • Services and supplies related to noncoital reproductive technologies, including but not limited to:*
    • Artificial insemination (including cost related to donors and semen banks)
    • Invitro fertilization (IVF)
    • Gamete intrafallopian transfer (GIFT), in most cases
  • Male and female reversal of a surgical sterilization procedure

*Note: These services may be covered for wounded, ill or injured service members >>Learn More


This list of covered services is not all inclusive. TRICARE covers services that are medically necessary and considered proven. There are special rules or limits on certain services, and some services are excluded.

Last Updated 1/28/2016