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TRICARE Reserve Select Costs

Monthly Premiums

2014 Monthly Premiums
(through December 31, 2014) 
2015 Monthly Premiums
(beginning January 1, 2015)
  • Member Only: $51.68 per month
  • Member and Family: $204.29 per month
  • Member Only: $50.75 per month
  • Member and Family: $205.62 per month

First Premium Payment

You'll pay a two-month premium payment with when you first enroll, which can be paid by:

  • Check
  • Money order or cashier's check (payable to the regional contractor)
  • Debit/credit card (Visa or MasterCard)

Ongoing Premium Payments

After your first payment, premiums are paid by:

  • Automatic payment through an electronic funds transfer (EFT)
  • Recurring debit/credit card (Visa/MasterCard)

Your regional contractor will automatically process your premium payments on the first business day of the month for the current month of coverage.

  • You may be charged a fee of up to $20.00 for insufficient or unavailable funds.
  • If you don't pay any overdue premium amounts, your coverage will be suspended as of the last day of the last month paid

Payment Options

Learn more about the payment options in your region:

Annual Outpatient Deductible

You must meet the annual outpatient deducible each fiscal year before TRICARE begins to pay. The fiscal year starts on October 1.

  • Sponsor Rank E4 and below: $50 per individual, but no more than $100 per family
  • Sponsor Rank E5 and above: $150 per individual, but no more than $300 per family

Cost Shares

You'll pay a cost share based on the type of care provider you see (network vs. non-network). Non-network providers may charge up to 15% more than the TRICARE allowable charge. You're responsible for these extra charges. 

Some inpatient cost shares will change each fiscal year, starting October 1. The costs below start October 1, 2013.

Type of Care Network Provider Non-Network Provider
Ambulatory Care (Same Day Surgery) $25 per visit $25 per visit
Behavioral Health

Inpatient: $20 per day ($25 minimum)

Outpatient: 15% of the negotiated rate

Inpatient: $20 per day ($25 minimum)

Outpatient: 20% of the allowable charge

Home Health Care     $0 $0
Hospice Care $0 $0

Inpatient Services, such as:

  • Hospitalization
  • Skilled Nursing* 
$17.65 per day ($25 minimum)
$17.65 per day ($25 minimum)
Maternity Care

Global fee for office visits & 
hospitalization for delivery planned in a hospital: $17.65 ($25 minimum)

Office visits for delivery planned in a birthing center: $25 per visit

Office visits for delivery at home or another setting: 15% of the negotiated rate.

Global fee for office visits & 
hospitalization for delivery planned in a hospital: $17.65 ($25 minimum)

Office visits for delivery planned in a birthing center: $25 per visit

Office visits for delivery at home or another setting: 20% of the allowable.

Newborn Care

The lower of the number of hospital days minus 3 multiplied by $250 or 25% of the negotiated rate, plus 20% for separately billed professional charges.

The lower of the number of hospital days minus 3 multiplied by DRG per diem copayment or 25% of billed charges, plus 25% for separately billed professional charges.

Outpatient Services, such as:

15% of the negotiated rate 20% of the allowable charge

*Skilled Nursing is only available in the U.S. and U.S. Territories.

**The following Preventive Services are available free of charge: colorectal, breast, cervical and prostate cancer screenings; immunizations; and well-child visits for children under age 6.

Last Updated 10/7/2014