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TRICARE and the Affordable Care Act

The Affordable Care Act, also known as the health care reform law, requires you to maintain basic health care coverage—called minimum essential coverage. If you don't have minimum essential coverage, you may have to pay a fee for each month you aren’t covered.

Plans that are Minimum Essential Coverage

If you’re using any of the following health plans, you have the minimum essential coverage required by the health care reform law. Unless you’re considering other health coverage, you don’t need to take any action at this time.

  • TRICARE Prime
  • TRICARE Prime Remote
  • TRICARE Prime Overseas
  • TRICARE Prime Remote Overseas
  • TRICARE Standard and Extra
  • TRICARE Standard Overseas
  • TRICARE For Life
  • TRICARE Reserve Select (if purchased)
  • TRICARE Retired Reserve (if purchased)
  • TRICARE Young Adult (if purchased)
  • US Family Health Plan

Transitional Health Plans

You also have minimum essential coverage if have either of these transitional health plans:

  • Transitional Assistance Management Program (premium-free, 180 days)
  • Continued Health Care Benefit Program (if purchased, 18-36 months)

When You Don't Have Minimum Essential Coverage

You don't have minimum essential coverage if you’re:

  • Only eligible for care at military hospitals and clinics, and
  • Not covered by any other TRICARE plan as listed above

>>Learn About Your Options

Last Updated 11/13/2014